When you’ve been injured in a uninsured motorist incident, you need a uninsured motorist attorney who understands the unique challenges of your case. As one of the top uninsured motorist law firms in Texas, Medina & Medina has extensive experience handling these claims and knows what it takes to get you the compensation you deserve. Our experienced uninsured motorist lawyers offer a free consultation and charge no fee unless we win.
What We Do For You
Investigate your case thoroughly to establish liability
Gather evidence including medical records, witness statements, and expert opinions
Negotiate diligently with insurance companies on your behalf
Take your case to trial if necessary to get you fair compensation
Why Clients Choose Medina & Medina
Our uninsured motorist attorneys have extensive experience handling these cases across Texas, including Austin, Round Rock, Cedar Park, Georgetown, and beyond. As an experienced uninsured motorist law firm, we offer free consultations, bilingual representation, and charge no fee unless we win your case. If you are looking for the best uninsured motorist lawyer in Texas, Medina & Medina gives every case personalized attention because we believe every client deserves an attorney who fights for the right outcome.
Common Causes
At fault drivers who never purchased liability insurance
Drivers whose insurance policies lapsed before the accident
At fault drivers carrying only minimum liability limits insufficient to cover damages
Hit and run drivers who cannot be identified
Out of state drivers with inadequate coverage for Texas claims
Stolen vehicles operated by people with no insurance connection to the car
Typical Injuries
All injury types common to motor vehicle accidents
Injuries requiring expensive long term treatment exceeding available coverage
When the at fault driver has no insurance or insufficient coverage, the injured party files a claim under their own uninsured or underinsured motorist policy. The UM/UIM carrier steps into the shoes of the at fault driver, and the injured party must prove the other driver was negligent just as they would in a standard liability claim. Insurance companies handling UM/UIM claims often dispute the severity of injuries and the amount of damages, making it important to thoroughly document all losses.
Texas Legal Framework
Texas Insurance Code Section 1952.101 requires insurers to offer uninsured and underinsured motorist coverage to all policyholders, and coverage can only be rejected in writing. UM/UIM coverage in Texas is designed to place the insured in the same position they would be in if the at fault driver had adequate liability insurance. Under Texas law, stacking of UM/UIM coverage across multiple vehicles on the same policy is permitted unless the policyholder waived stacking in writing.
Nearly one in five Texas drivers has no insurance. If an uninsured or underinsured driver injures you, your own UM/UIM policy may be the only source of compensation. Understanding how this coverage works under Texas law is essential to protecting yourself and your family.
Texas has one of the highest rates of uninsured drivers in the country. Learn your options if you are hit by someone without insurance and why uninsured motorist coverage is essential protection.
Hit and run accidents leave victims injured and confused, often without knowing who hit them. Texas law provides both criminal penalties for the fleeing driver and legal options for the injured victim, including UM coverage claims and investigative strategies to identify the at-fault driver.
At Medina & Medina, we work on a contingency fee basis. This means you pay nothing upfront and no fees unless we win your case. Our fee is a percentage of your recovery.
In Texas, you generally have two years from the date of your injury to file a personal injury lawsuit. However, there are exceptions that may shorten or extend this deadline, so it’s important to consult with an attorney as soon as possible.
You may be entitled to compensation for medical expenses, lost wages, pain and suffering, loss of enjoyment of life, and in some cases, punitive damages. The amount depends on the specific circumstances of your case.
While you’re not required to have a lawyer, having experienced legal representation typically results in higher settlements. Insurance companies have teams of lawyers working for them, and you deserve someone advocating for your interests too.
Compensation depends on the severity of your injuries, medical expenses, lost wages, and impact on your life. Contact Medina & Medina for a free evaluation of your case.
Helpful evidence includes police reports, medical records, photos of the scene, witness statements, and insurance information. Our team will help you gather all necessary documentation.