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Uninsured Motorist attorney in Austin Texas

Texas Uninsured Motorist Lawyer

Being hit by an uninsured or underinsured driver doesn't mean you're without options. We help you navigate UM/UIM claims to recover compensation.

Why Choose Us?

No Fee Unless We Win

You pay nothing upfront

24/7 Availability

We’re here when you need us

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Bilingual legal team

How We Help Uninsured Motorist Victims

When you’ve been injured in a uninsured motorist incident, you need a uninsured motorist attorney who understands the unique challenges of your case. As one of the top uninsured motorist law firms in Texas, Medina & Medina has extensive experience handling these claims and knows what it takes to get you the compensation you deserve. Our experienced uninsured motorist lawyers offer a free consultation and charge no fee unless we win.

What We Do For You

  • Investigate your case thoroughly to establish liability
  • Gather evidence including medical records, witness statements, and expert opinions
  • Negotiate diligently with insurance companies on your behalf
  • Take your case to trial if necessary to get you fair compensation

Why Clients Choose Medina & Medina

Our uninsured motorist attorneys have extensive experience handling these cases across Texas, including Austin, Round Rock, Cedar Park, Georgetown, and beyond. As an experienced uninsured motorist law firm, we offer free consultations, bilingual representation, and charge no fee unless we win your case. If you are looking for the best uninsured motorist lawyer in Texas, Medina & Medina gives every case personalized attention because we believe every client deserves an attorney who fights for the right outcome.

Common Causes

  • At fault drivers who never purchased liability insurance
  • Drivers whose insurance policies lapsed before the accident
  • At fault drivers carrying only minimum liability limits insufficient to cover damages
  • Hit and run drivers who cannot be identified
  • Out of state drivers with inadequate coverage for Texas claims
  • Stolen vehicles operated by people with no insurance connection to the car

Typical Injuries

  • All injury types common to motor vehicle accidents
  • Injuries requiring expensive long term treatment exceeding available coverage
  • Traumatic brain injuries with lifetime care costs
  • Spinal cord injuries requiring ongoing rehabilitation
  • Multiple fractures needing surgical intervention
  • Chronic pain conditions requiring pain management

How We Prove Liability

When the at fault driver has no insurance or insufficient coverage, the injured party files a claim under their own uninsured or underinsured motorist policy. The UM/UIM carrier steps into the shoes of the at fault driver, and the injured party must prove the other driver was negligent just as they would in a standard liability claim. Insurance companies handling UM/UIM claims often dispute the severity of injuries and the amount of damages, making it important to thoroughly document all losses.

Texas Legal Framework

Texas Insurance Code Section 1952.101 requires insurers to offer uninsured and underinsured motorist coverage to all policyholders, and coverage can only be rejected in writing. UM/UIM coverage in Texas is designed to place the insured in the same position they would be in if the at fault driver had adequate liability insurance. Under Texas law, stacking of UM/UIM coverage across multiple vehicles on the same policy is permitted unless the policyholder waived stacking in writing.

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Frequently Asked Questions

At Medina & Medina, we work on a contingency fee basis. This means you pay nothing upfront and no fees unless we win your case. Our fee is a percentage of your recovery.

In Texas, you generally have two years from the date of your injury to file a personal injury lawsuit. However, there are exceptions that may shorten or extend this deadline, so it’s important to consult with an attorney as soon as possible.

You may be entitled to compensation for medical expenses, lost wages, pain and suffering, loss of enjoyment of life, and in some cases, punitive damages. The amount depends on the specific circumstances of your case.

While you’re not required to have a lawyer, having experienced legal representation typically results in higher settlements. Insurance companies have teams of lawyers working for them, and you deserve someone advocating for your interests too.

Compensation depends on the severity of your injuries, medical expenses, lost wages, and impact on your life. Contact Medina & Medina for a free evaluation of your case.

Helpful evidence includes police reports, medical records, photos of the scene, witness statements, and insurance information. Our team will help you gather all necessary documentation.

Injured? Talk to a Uninsured Motorist Attorney Today.

Don’t wait to get legal help. Contact our uninsured motorist lawyers today for a free consultation. We charge no fee unless we win your case.